Discover Scotia's bright and modern range of new build homes across Scotland, with incentives available to support your move today. *Excl. Dalfaber.

5% Towards Your New Home Deposit

Is the size of your deposit holding you back from purchasing your dream new build home? With an ever-increasing list of monthly bills and costs to consider, we know it can be challenging to save. At Scotia, we’re committed to supporting new customers and helping them on their way to having the new home they have always dreamt of.

A new build home purchase offers numerous benefits that will reduce your long-term costs and offer vital peace of mind. However, when you buy a new build home from Scotia Homes you also get more… With our 5% Deposit Contribution from Scotia, we will give you 5% of the total cost of your new Scotia home towards your mortgage deposit.

Want to know more? Read on for a quick breakdown of how 5% deposit contribution from Scotia works.


For example, if you buy a new build, energy-efficient home from Scotia priced at £240,000, you will be offered a £12,000 contribution towards your deposit - making the move to a new home that bit easier.


Having a larger deposit will mean you need to borrow less on your mortgage, therefore keeping your monthly mortgage payments lower and more affordable. When combined with the reduced costs of a new energy-efficient Scotia home, the monthly savings for customers can be significant.*

In addition, our homes can have an average energy efficiency rating of up to 90%** — a considerable improvement on the ratings of older properties across the country.

With rising energy costs and uncertainty, choosing a new-build home from Scotia is the right financial choice, every time, giving you more ‘wiggle room’ on that monthly spending budget.

*Terms & Conditions Apply. The 5% deposit contribution offer is plot and development specific, speak to Scotia’s Sales Advisors for more details.

**Based on Culloden West development, house type 110.

Get peace of mind to enjoy your new home, ask about the 5% Deposit Contribution offer from Scotia.

Interested to know more about our full range of new-build, energy-efficient developments across Scotland? Visit our development page to browse the full range of available properties in Aberdeen, Aberdeenshire, Inverness, Angus, Perth and Cairngorms National Park.

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